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Clean It Up; Fix It Up–Make Money on your home
Jo Garner, Evolve Bank & Trust,
Clint Cooper, Redeemers Group
Bob Richardson, 1-800GOTJUNK

How To Get The Best Terms on Your Mortgage
Jo Garner, Evolve Bank& Trust

I Want It All–New Home Buying
Mary Currie, Vintage Homes  www.vintagehomes.com; and Jo Garner, Evolve Bank &        Trust, [email protected]

Memphis Real Estate Review of 2011 and Forecasts for 2012
     Jo Garner, Evolve Bank and Trust; Larry Mayall, First National Realty; Richard
Scarbrough, First National Realty

Niche Mortages To Help Nail Your Real Estate Transaction
Jo Garner, Evolve Bank & Trust      [email protected]

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